Capital for your next service bay upgrade — Tire Shop Capital
Access tire shop equipment financing and working capital loans tailored to independent automotive service centers.
Checking options does not affect your business credit score.
4.9 Excellent · 3,200+ reviews via Big Think Capital- Wheel alignment rack
- Tire changer
- Balancing software
- Service lift
- Seasonal floor plan
- Business line of credit
- Shop throughput
- Equipment lease term
Commercial tire shop equipment and business financing
Financing options matched to your situation, in one place.
- EQUIPMENT New alignment rack lease Finance heavy-duty tire changers and lifts without dipping into cash reserves.
- CAPITAL Working capital loans Bridge seasonal cash flow gaps during the slow summer or winter months.
- CREDIT Business line of credit Draw what you need for emergency shop repairs or unexpected inventory costs.
- STARTUP New shop funding Get the initial capital required for tools, lease deposits, and staff payroll.
- $10K–$500K Funding amounts available
- 24–48 hours Average time to fund
- 1 soft pull Impact on credit score
What business owners say
4.9-
This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
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Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
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They gave me a chance when nobody else would. I'm very satisfied.
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Niche expertise
- Our partners understand the depreciation of shop equipment assets.
- We focus solely on independent tire and repair business needs.
Speed to shop floor
- Get decisions in as little as 24 hours after verification.
- Minimal paperwork prevents workflow disruptions during business hours.
Flexible options
- Choose between short-term loans or long-term equipment leasing.
- Repayment terms can be adjusted to match your seasonal revenue.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Asset-light business model
Traditional banks often require years of real estate equity before lending.
Equipment depreciation
Standard lenders undervalue specialized tools like high-end wheel balancers.
Recent credit hiccups
One late payment from a bad month can trigger automatic bank denials.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Multi-bay shop owner
Purchasing two new automated tire changers and a laser alignment rack.
Startup garage operator
Securing capital for initial shop lease deposit and utility setup fees.
Established auto center
Bridging cash flow gaps during the slow early spring tire season.
Commercial fleet contractor
Expanding warehouse capacity to store bulk heavy-duty tires.
Manage your shop effectively
Beyond financing, utilize our partner network for automotive-specific shop management software and insurance services designed to reduce your monthly liability overhead.